:root{--navy:#0B1E3F;--amber:#D4A24C;--ink:#0A0A0A;--paper:#FFFFFF;--mist:#F4F6FA;--line:#E2E7EF;--muted:#5A6472;--maxw:820px;font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif}
*{box-sizing:border-box}
html,body{margin:0;padding:0}
body{background:var(--paper);color:var(--ink);line-height:1.65;-webkit-font-smoothing:antialiased}
a{color:var(--navy)}
.wrap{max-width:var(--maxw);margin:0 auto;padding:0 20px}
header{position:sticky;top:0;z-index:10;background:rgba(255,255,255,.94);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;height:64px}
.brand{display:flex;align-items:center;gap:12px;font-weight:700;text-decoration:none;color:var(--ink)}
.brand .mark{width:30px;height:30px;border-radius:8px;background:var(--navy);color:var(--amber);display:grid;place-items:center;font-weight:800;font-size:16px}
.brand small{display:block;font-weight:500;font-size:11px;color:var(--muted);letter-spacing:.6px;text-transform:uppercase}
.doc{padding:48px 20px 64px}
.kicker{color:var(--amber);font-weight:700;font-size:13px;letter-spacing:1.5px;text-transform:uppercase;margin:0 0 8px}
h1{font-size:clamp(28px,5vw,40px);line-height:1.15;margin:0 0 6px;letter-spacing:-.4px}
.meta{color:var(--muted);margin:0 0 28px;font-size:14px}
h2{font-size:20px;margin:34px 0 10px;color:var(--navy)}
p,li{font-size:16px}
ul,ol{padding-left:22px}
li{margin:6px 0}
footer{padding:36px 0;border-top:1px solid var(--line);color:var(--muted);font-size:14px}
footer .legal{display:flex;flex-wrap:wrap;gap:8px 24px;justify-content:space-between}
footer strong{color:var(--ink)}